Chequing & Savings Accounts

Find exactly the right account for your needs.

Chequing & Savings Accounts

Find exactly the right account for your needs.

Select Image

Bank your way
___

Bank however suits you best – online, in-branch, over the phone or via our mobile app.

Access money anywhere
___

Withdraw or deposit money
fee-free, using our network of 4,500+ ATMs across Canada.

Send money abroad
___

Transfer money internationally anytime, quickly and easily, through online banking.

Deposit digitally
___

Deposit cheques anytime, anywhere in minutes using your smartphone or tablet.

NEED MORE REASONS TO JOIN?

CHEQUING

SAVINGS

OVER 59

YOUTH & STUDENTS

Basic Chequing

Ideal if:

You want unlimited monthly debits.

Key Features

Unlimited free debits
10% discount on safety deposit box rental
$12.95 / month

OPEN ACCOUNT BOOK A CHAT

Personal 1 Chequing

Ideal if:

You want a simple, low-fee chequing account.

Key Features

15 free withdrawals and cheques with a $1,000 min. monthly balance
Tiered interest rate
$2.00 / month

OPEN ACCOUNT BOOK A CHAT

eChequing

Ideal if:

You prefer to manage your finances online or over the phone.

(Home Free Chequing account is discontinued. All currently active Home Free Chequing accounts are now converted to eChequing, but your monthly fees are waived.)

Key Features

Unlimited electronic debits, transfers and cheque clearing
Tiered interest rate
4 Free Etransfers, then $1.00 per outgoing E-transfer
$10.00 / month

OPEN ACCOUNT BOOK A CHAT

US Advantage

Ideal if:

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features

Tiered interest rate
2 Free Debits a Month then $0.65 per Debit.
$7.50 per Cheque
FREE

OPEN ACCOUNT BOOK A CHAT

Advantage Savings

Overview

You want to earn more money – more often.

Key Features

$0.65 per debit. If $1000 maintained monthly then unlimited debits
Tiered interest rate that grows with your balance
Free online and mobile banking

OPEN ACCOUNT Learn more

eSavings

Ideal if:

Savings made easy for online users.

KEY FEATURES

$2.00 per in branch transactions. 4 Free then $1.00 per etransfer
Tiered interest rate that grows with your balance
Free online and mobile banking

OPEN ACCOUNT BOOK A CHAT

US Advantage

Ideal if:

You want easy access to US dollars, while avoiding exchange rate shifts.

(US Chequing, US Savings are now under one account called US Advantage - No Monthly Fee

Key Features

Tiered interest rate
2 Free Debits a Month then $0.65 per Debit.
$7.50 per Cheque
FREE

OPEN ACCOUNT BOOK A CHAT

Golden 1

Ideal if:

If you are 60+ and want to kick back with lots of perks and low-fee, easy banking.

KEY FEATURES

Unlimited free transactions
Unlimited free bill payments
30% discount on safety deposit box rental
$1.00 / month

OPEN ACCOUNT BOOK A CHAT

Wisepath

Ideal if:

Unlock the power of saving with Wisepath! Crafted exclusively for students under 17, our savings account doesn't just keep your money safe - it grows it! With our tiered interest system, the more you save, the more you earn. Start your financial journey with Wisepath today!

(All Youth Accounts, You Own it Youth Chequing, Student Chequing and Student Savings are now under one account called Wisepath - No Monthly Fee)