Personalized Service
Tailored financial solutions.
Mortgage Rates That Fit Your Future
Experience the ease of homeownership with our competitive 4.39% interest rate on the 5 Year Closed Insured (High Ratio) Mortgage or our 4.59% interest rate on the 3 Year Closed Insured (High Ratio).
Your pathway to affordable living starts here.
Terms and Conditions Overview
Eligibility
Open to Ontario residents aged 18 and above applying for a new high ratio mortgage during the Promotion Period.
Open to Ontario residents aged 18 and above applying for a new high ratio mortgage during the Promotion Period.
Promotional Period
From September 11 2024, to December 31st 2024. Applications must be approved and closed within 90 days to qualify.
Read full Terms & Conditions
Incredible Incentives Await You
Home Starter Incentive
Cash Back Amount: $2,000 CAD from Pathwise Credit Union.
Eligibility: For mortgages of $450,000 or more. Terms apply.
Payroll Switch Bonus
Bonus Amount: $500 CAD upon switching payroll to Pathwise*. Terms apply.
Eligibility: New High Ratio Mortgage members making the switch within the offer period.
Benefits of Banking with a Credit Union:
Community Focus
Reinvesting in a brighter future.
Competitive Rates
Maximizing your financial potential.
Current Mortgage Rates
| RESIDENTIAL MORTGAGES | Rate |
|---|---|
| 5 Year Closed Fixed Insured Mortgage (High Ratio) |
4.39%
|
| 3 Year Closed Fixed Insured Mortgage |
4.59%
|
| 5 Year Closed Fixed Mortgage |
4.59%
|
| 5 Year Closed Variable Mortgage |
5.45%
|
| 4 Year Closed Fixed Mortgage |
4.84%
|
| 3 Year Closed Fixed Mortgage |
4.84%
|
| 2 Year Closed Fixed Mortgage |
5.74%
|
| 1 Year Closed Fixed Mortgage |
6.40%
|
| 1 Year Open Fixed Mortgage |
8.50%
|
| 6 Month Open Fixed Mortgage |
8.75%
|
Mortgage Calculator
Calculate your mortgage payments to make sure it fits your budget comfortably.
About Pathwise
With a rich legacy spanning over 85 years, Pathwise has been dedicated to serving and supporting our community.
Make an appointment at your local Pathwise branch
Take the Leap Towards Homeownership
Seize this opportunity to own your dream home with Pathwise Credit Union. Contact us now and begin your journey to financial security and a brighter future.
Access your money at over 4,500 ATMs across Canada –
surcharge-free.
Talk to us! We’re here for you, no matter where
you are on your financial path.
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