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Rates

GIC / RRSP / RRIF / TFSA / FHSA
Attention Members: Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited.  Please contact us to get the latest posted rates.  All interest rates for GICs and Term Deposits are per annum, unless otherwise indicated.
 
 

FHSA - HIGH INTEREST SAVINGS

New Introductory Rate 

5%*
(no minimum)

*T&C apply, Limited Time Offer. Up to December 31, 2024 only.
Regular rate of 1.75% after promotional period.
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FHSA
First Home Savings Account Rates

List of rates for FHSA - Fixed GICs Long Term - Interest Paid Annually
FHSA - Fixed GICs Long Term - Interest Paid Annually Rate
1 Year
5.00%
2 Years
4.50%
3 Years
4.20%
4 Years
4.10%
5 Years
4.00%
 
 

Non-Registered, RRSP, RRIF, TFSA

List of rates for NON CALLABLE SHORT TERM
NON CALLABLE SHORT TERM Rate
30-89 Days
0.85%
90-179 Days
1.10%
180-364 Days
1.55%
List of rates for LONG TERM - INTEREST PAID ANNUALLY
LONG TERM - INTEREST PAID ANNUALLY Rate
1 Year
4.15%
18 month
4.20%
2 Year
4.00%
3 Year
3.90%
4 Year
3.80%
5 Year
3.70%

Super 8

8 Month GIC
(min. $1000)
3.00%*
*Some conditions apply
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RRSP Variable Loans & Line of Credits

List of rates for RRSP Variable Loans & RRSP Lines of Credit
RRSP Variable Loans & RRSP Lines of Credit Rate
1 Year or Less - (prime)
5.95%
2 Years - (prime)
5.95%
3 Years - (prime)
5.95%
4 Years - (prime)
5.95%
5 Years - (prime)
5.95%